Car finance specialists

Expert Finance Solutions

Why wait to get the car of your dreams? With the help of AutoLab, you could be driving away in the perfect vehicle sooner than you think. Autolab specialise in sourcing finance for people who would like to own a car that they truly deserve. The team genuinely want to provide you with the vest solution, and in doing so, provide some of the most competitive rates in the industry.

We are trading as a credit broker and not a lender, and are authorised and regulated by the Financial Conduct Authority, firm reference 677587. We can introduce you to a limited number of carefully selected finance partners and may receive a commission from them for the introduction. AutoLab, Jubilee House Gate Street, Blackburn, Lancashire, BB1 3AQ.

Representative finance examples are for illustrative purposes only. Finance is subject to status and credit acceptance. Terms and conditions apply. Available to 18s and over & UK residents only. Guarantees and/or indemnities may be required. Excess mileage and damage charges may apply when vehicle returned.

Car Finance Options


Spread the cost of your vehicle across fixed monthly instalments with an HP plan. With an optional deposit amount, choose a plan over 12 to 60 months and the car will be yours once you’ve paid off your finance agreement.


This hire purchase plan combines the HP option with a personal loan upon purchase. The loan is designed to help to settle a previous finance agreement and for any vehicle extras or accessories that you may require.


The personal contract purchase enables you to spread the cost of your vehicle via fixed monthly instalments. With a balloon payment at the end of the agreement, this is a great choice if you’d like to change your vehicle every 3 to 4 years.


This option also includes fixed monthly instalments and a balloon payment at the end. Once the finance agreement has been settled, you can either keep the vehicle or use it as a part exchange against your next car.


This gives you the option to pay for your car on a monthly basis, without the commitment of keeping the vehicle. Once the payment plan has come to an end, you can decide whether to give the vehicle back or make a balloon payment to keep it.

VAT Assist

This is a traditional hire purchase (HP) loan, where an amount equivalent to the VAT due is deferred to later in the agreement. This is available to VAT registered business customers only and once paid off, the vehicle becomes yours.

Easy finance process

"I can’t believe how smooth the finance process was through AutoLab. I never thought I’d be able to get the car that I ended up with, due to my previous financial situation. AutoLab somehow managed to create a finance plan for me within my budget, and I got to drive away with my dream car within a matter of days."

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